BoekBrug

Freelance net income calculator (Netherlands)

How much of your profit do you keep net in 2026? Work it out. It is an estimate.

🇳🇱 Bekijk in het Nederlands →

Expected annual profit
Revenue minus business costs (before entrepreneur deduction)
€
I meet the hours criterion
≥ 1,225 hours → self-employed deduction €1,200
I am a starter
Starter's deduction €2,123 (first years)
Net per year (estimate)
€40,612.91
≈ €3,384.41 per month · effective rate 18.8%
Annual profit€50,000.00
Entrepreneur deduction− €1,200.00
SME profit exemption (12.7%)− €6,197.60
Taxable profit€42,602.40
Income tax (before credits)€15,297.68
Tax credits− €7,976.81
Income tax€7,320.87
Healthcare contribution Zvw (4.85%)€2,066.22
Your revenue and VAT always at hand? BoekBrug keeps it per quarter.
Try it free →

From profit to net

From your profit comes first the self-employed deduction (if you meet the hours criterion). Then the SME profit exemption of 12.7% comes off. On the rest you pay income tax in box 1. The general tax credit and the labour credit then come off that. Finally the Zvw health contribution is added (4.85% in 2026). What is left is your net income.

This tool uses the 2026 rates and shows every step. It is an estimate. Your situation can differ, and it is not tax advice.

Frequently asked questions

How much do I keep net as a freelancer?
It depends on your profit and your deductions. From your profit come first the self-employed deduction and the SME profit exemption (12.7%). On the rest you pay income tax (minus tax credits) and the Zvw health contribution. What is left is your net.
What is the self-employed deduction in 2026?
The self-employed deduction (zelfstandigenaftrek) is € 1,200 in 2026 if you meet the hours criterion (≥ 1,225 hours). Starters get an extra € 2,123 starter’s deduction on top.
Is this calculation exact?
No, it is an estimate based on the 2026 rates. Your situation (partner, other income, allowances, exact labour credit) can differ. This is not tax advice.
Know where you stand all year
BoekBrug keeps your revenue and VAT per quarter. So your VAT return is as good as done.
Create a free accountRead the blog

BoekBrug — the bridge between you and your accountant. An estimate based on the 2026 rates. Not tax advice. In doubt? Check the Belastingdienst (Dutch tax office).